🔒 Your Money is 100% Safe With Us

We Hold Your Money Until You Say "Release It"

When you buy or sell online, there's always risk. Bintwina fixes that. We hold the buyer's money safely. Only release it to the seller when the buyer confirms "I got what I paid for." Simple. Safe. Free to join.

Start for Free → See how it works

No fees to sign up

Money locked safe until you confirm

Real humans on support 24/7

Fast payouts within 24 hours

BUY/SELL with Confidence

4 simple steps to complete your transaction safely

You both agree

Buyer and seller agree on price, what is being sold, and delivery date.

Buyer pays Bintwina

Buyer sends money to Bintwina. We lock it in a secure account.

Seller delivers

Seller sends goods or provides service. Buyer checks everything is correct.

Money is released

Buyer confirms. We release money to seller immediately. Deal complete.

Who We Are

We are Ghanaians building trust for Ghanaians

No more "I paid and they disappeared"

We hold the money. The seller only gets paid when YOU confirm delivery.

Get paid fast within 24 hours

As soon as buyer confirms delivery, money hits your mobile money wallet within 24 hours.

Pay with what you already use

MTN Mobile Money, Vodafone Cash, AirtelTigo Money, or bank transfer.

Fair dispute resolution

If buyer and seller disagree, our team investigates and makes a fair decision.

Low fees you can afford

Only 2% fee when the deal is complete. Nothing before. No monthly subscription.

Real humans answer your calls

WhatsApp, phone call, email, or live chat. We speak English and Twi.

What We Do

We hold your money safely until you confirm delivery

₵100,000+

Successfully protected in escrow

500+

Happy customers served

100%

Disputes resolved fairly

Frequently Asked Questions

Everything you need to know before using Bintwina

What exactly is Bintwina?

Bintwina is a trusted middle person. When you buy something online, you send money to Bintwina instead of sending directly to the seller. We hold your money safely. Only when you confirm "I received my item" do we release the money to the seller. This protects both buyer and seller.

Is my money really safe?

Yes. Your money is kept in a secure escrow account. No one can touch it without your confirmation. Not even us. If something goes wrong with the deal, your money stays safe until we resolve the issue.

How much does it cost to use Bintwina?

Creating an account is completely free. You only pay a small 2% fee when a deal is successfully completed. If a deal is cancelled, you get all your money back. No hidden fees. No monthly charges.

How do I pay? Do I need a bank account?

No bank account needed. You can pay using MTN Mobile Money, Vodafone Cash, AirtelTigo Money, or bank transfer. We accept whatever you already use daily.

How long does it take to get my money?

Once the buyer confirms delivery, the seller receives money within 24 hours. Most of the time, it arrives within a few hours.

What happens if the seller does not deliver?

Your money stays safe with us. You open a dispute. We contact the seller. If the seller cannot prove delivery, we return your full money. You lose nothing.

Can I cancel a deal after paying?

Yes. If the seller agrees to cancel, you get your full money back. If the seller does not agree, you can open a dispute. Our team reviews the case and decides fairly.

How do I contact support?

We are here 24/7. Contact us via WhatsApp, email at support@bintwina.com, phone call, or live chat on our website. We speak English and Twi. We reply fast.